Loan Against Property
Loan Against Property is a secured loan offered by banks and other financial institutions against a property owned by the borrower. The property offered as collateral could either be a commercial property or a residential property but in spite of being mortgaged, the property can be used by the lender.
Read moreDropline Overdraft Facility
Every business understands the significance of having easy access to finances. Irrespective of the size of the business, liquidity crunch in the business world is something every businessperson would have confronted and familiar with.
Read moreLease Rental Discounting
Lease Rental Discounting (LRD) is a term loan offered against rental receipts derived from lease contracts with corporate tenants. The loan is provided to the property owner based on the discounted value of the rentals and the underlying property value.
Read moreLoan Against Property Balance Transfer Topup
Loan Against Property involves huge amount of money and this makes the interest rate a matter of concern.Loan Against Property Balance Transfer is a viable option available to those who are running a loan at a higher rate of interest and wish to have a top up of additional funding
Read moreITR of last 2 years with computation of income (CA certified)
Current year provisionals (CA certified)
Details of all Secured + Unsecured Loans with their Welcome Letter & EMI Marked in the Bank Statement
12 Month Bank Statements (all savings + Current)
PAN card copy &Aadhar card copy
Address proof (latest electricity bill paid ).
Business Proof (Gumasta)
GST Registration Certificate
2 passport size photographs
PROPERTY PAPERS
Copy of purchase agreement
OC & CC
Copy of property card.
Previous chain of agreement - if any(upto developer)
Share certificate copy (front & back)
BMC approve plan (from society)
FORM 16 last 2 years
Salary Slip – Last 3 Months
Visiting Card, ID Card copy
Appointment Letter
Details of all secured /unsecured loans with their welcome letter and EMI marked in Bank Statement
Details of all investments made in shares, Mutual Funds, LIC Policy, etc.
12 Month Bank Statements
PAN card copy &Aadhar card copy
Address proof (latest electricity bill paid ).
2 passport size photographs of all applicants
PROPERTY PAPERS
Copy of purchase agreement
OC & CC
Copy of property card.
Previous chain of agreement - if any(upto developer)
Share certificate copy (front & back)
BMC approve plan (from society)
COMPANY PAPERS
ITR of last two years with computation of income, Balance sheet, P&L & all Annexures (CA Certified)
Current year provisional (CA certified)
MOA & AOA
Form 32
Details of all secured + unsecured loans in company’s name with their sanction letters and EMI marked in Bank Statement
Bank statements of all current accounts for last 12 months
Company PAN card copy
Company address proof (Electricity bill / Gumastalicence copy / Telephone bill)
GST Registration Certificate
Advance tax paid challan copy (if any)
Contract copy’s (if any)
Company profile
INDIVIDUAL PAPERS - of all Directors
ITR of last two years with computation of income, Balance sheet & all Annexure (CA certified)
Current year Provisional’s IT papers (CA certified)
Bank statement of last 12 months of all savings accounts
Details of all secured /unsecured loans on individual name with their sanction letter and EMI marked in Bank Statements
Bank statements for last 12 months (of all savings A/c’s)
PAN card copy + Adhaar card copy
ID proof (Passport copy)
Residence address proof (electricity bill)
2 passport size photographs
PROPERTY PAPERS
Purchase agreement copy
Copy of previous chain of agreements upto the builder (if any)
Front & back copy of share certificate (if any)
Latest society Maintenance paid bill
Society registration certificate copy
Copy of Occupation Certificate
Latest property tax/BMC tax paid bill
Copy of Approve plan (BMC certified)
Copy of property card
ITR of last two years with computation of income, Balance sheet, P&L & all Annexures (CA Certified)
Current year provisional (CA certified)
Partnership Deed
Details of all secured + unsecured loans in company’s name with their sanction letters and EMI marked in Bank Statement
Bank statements of all current accounts for last 12 months
Partnership PAN card copy
Firm address proof (Electricity bill / Gumastalicence copy / Telephone bill)
GST Registration Certificate
Advance tax paid challan copy (if any)
Contract copy’s (if any)
INDIVIDUAL PAPERS - of all Partners
ITR of last two years with computation of income, Balance sheet & all Annexure (CA certified)
Current year Provisional’s IT papers (CA certified)
Bank statement of last 12 months of all savings accounts
Details of all secured /unsecured loans on individual name with their sanction letter and EMI marked in Bank Statements
Bank statements for last 12 months (of all savings A/c’s)
PAN card copy + Adhaar card copy
ID proof (Passport copy)
Residence address proof (electricity bill)
2 passport size photographs
PROPERTY PAPERS
Purchase agreement copy
Copy of previous chain of agreements upto the builder (if any)
Front & back copy of share certificate (if any)
Latest society Maintenance paid bill
Society registration certificate copy
Copy of Occupation Certificate
Latest property tax/BMC tax paid bill
Copy of Approve plan (BMC certified)
Copy of property card