Businesses need ample amount of investment to fund for start-up expenditures or pay for business extensions. For such purposes, companies take out business loans for their financial assistance. It is a debt which a company is obligated to pay back within a specific tenure according to the terms and conditions of the granted loan. Business loans can be taken for a variety of essential requirements like business expansions, Dealer and vendor financing etc.
The major benefit of business loans is that it does not require any collateral or security and most of the banks sanction business loans with minimal pre-payment charges.
ITR of last 2 years with computation of income (CA certified)
Current year provisionals (CA certified)
Details of all Secured + Unsecured Loans with their Welcome Letter & EMI Marked in the Bank Statement
12 Month Bank Statements (all savings + Current)
PAN card copy &Aadhar card copy
Address proof (latest electricity bill paid ).
Business Proof (Gumasta)
GST Registration Certificate
2 passport size photographs
PROPERTY PAPERS
Copy of purchase agreement
OC & CC
Copy of property card.
Previous chain of agreement - if any(upto developer)
Share certificate copy (front & back)
BMC approve plan (from society)
COMPANY PAPERS
ITR of last two years with computation of income, Balance sheet, P&L & all Annexures (CA Certified)
Current year provisional (CA certified)
MOA & AOA
Form 32
Details of all secured + unsecured loans in company’s name with their sanction letters and EMI marked in Bank Statement
Bank statements of all current accounts for last 12 months
Company PAN card copy
Company address proof (Electricity bill / Gumastalicence copy / Telephone bill)
GST Registration Certificate
Advance tax paid challan copy (if any)
Contract copy’s (if any)
Company profile
INDIVIDUAL PAPERS - of all Directors
ITR of last two years with computation of income, Balance sheet & all Annexure (CA certified)
Current year Provisional’s IT papers (CA certified)
Bank statement of last 12 months of all savings accounts
Details of all secured /unsecured loans on individual name with their sanction letter and EMI marked in Bank Statements
Bank statements for last 12 months (of all savings A/c’s)
PAN card copy + Adhaar card copy
ID proof (Passport copy)
Residence address proof (electricity bill)
2 passport size photographs
PROPERTY PAPERS
Purchase agreement copy
Copy of previous chain of agreements upto the builder (if any)
Front & back copy of share certificate (if any)
Latest society Maintenance paid bill
Society registration certificate copy
Copy of Occupation Certificate
Latest property tax/BMC tax paid bill
Copy of Approve plan (BMC certified)
Copy of property card
ITR of last two years with computation of income, Balance sheet, P&L & all Annexures (CA Certified)
Current year provisional (CA certified)
Partnership Deed
Details of all secured + unsecured loans in company’s name with their sanction letters and EMI marked in Bank Statement
Bank statements of all current accounts for last 12 months
Partnership PAN card copy
Firm address proof (Electricity bill / Gumastalicence copy / Telephone bill)
GST Registration Certificate
Advance tax paid challan copy (if any)
Contract copy’s (if any)
INDIVIDUAL PAPERS - of all Partners
ITR of last two years with computation of income, Balance sheet & all Annexure (CA certified)
Current year Provisional’s IT papers (CA certified)
Bank statement of last 12 months of all savings accounts
Details of all secured /unsecured loans on individual name with their sanction letter and EMI marked in Bank Statements
Bank statements for last 12 months (of all savings A/c’s)
PAN card copy + Adhaar card copy
ID proof (Passport copy)
Residence address proof (electricity bill)
2 passport size photographs
PROPERTY PAPERS
Purchase agreement copy
Copy of previous chain of agreements upto the builder (if any)
Front & back copy of share certificate (if any)
Latest society Maintenance paid bill
Society registration certificate copy
Copy of Occupation Certificate
Latest property tax/BMC tax paid bill
Copy of Approve plan (BMC certified)
Copy of property card